Category Archives: Care Funding

Choosing a Home Care Agency

It’s really important to think carefully before deciding on which local home care agency to use to provide domiciliary care to a family member.

There are many things to consider, so it makes sense to spend some quality time first reviewing all options and carefully listing your loved one’s specific care needs.

The Consumer Association  Which?  provides a brilliant and unbiased resource to help guide you through the process. We would thoroughly recommend a visit to their website to find out more. Click on the link below for more information.


Older people paying the price for cuts in social care

According to a report published by the Kings Fund and the Nuffield Trust, the care and support that elderly people receive is increasingly dependent on where they live and how much money they have, rather than their specific care needs.

Ruth Thorlby, Deputy Director of Policy at the Nuffield Trust said:

“No one can predict whether they will have care needs later in life. But if they do find they need help with the basics – eating, washing, going to the toilet – most will discover that unlike a health problem where care is free, they somehow have to manage themselves.

“Our research found that local authorities have done their best to make savings while protecting funding for the poorest, but care providers are struggling on the low fees councils can afford. Shortages of home care staff and affordable care home places mean older people are often stuck in hospital, putting both their lives and vital NHS processes on hold.

“The number of older people needing care is increasing and yet we are continuing to put less money in. Unmet need is rising, providers are threatening to pull out of contracts, the wellbeing of carers is deteriorating, access to care is getting worse. A Government that wants to create ‘a country which works for everyone’ should not tolerate the oldest and most vulnerable falling into a social care system riddled with holes.”

PHC Home Care comment:

It is imperative that affordable care is made available to all those that need it. This latest report has further highlighted the seriousness of the issues facing the health service and in particular the care industry both now and in the future. Hopefully our government will have taken note and will be addressing the problem in this year’s autumn statement.

For more on this article visit:

Nuffield Trust

The Telegraph online

NHS Continuing Healthcare funding: Vital support for people that need care

A recent article in the Sunday Times newspaper, published on the 15th of March, highlighted the case of Angela Woodward who has fought to claim back care costs for her mother, Florence, from NHS Continuing Healthcare.

The case highlights how difficult it can be to gain funding for people who are eligible for free care, including board and accommodation, provided that their main need is assessed as relating to their health.

The article also highlighted the fact that many individuals and families do not even realise that they are eligible for financial support, as information via health care professionals and local authorities appears to be very patchy.

The article also went on to highlight how NHS Continuing Healthcare funding can help families who are otherwise forced to sell their homes and exhaust their savings to meet the high cost of caring for their loved ones.

Funding apparently is not subject to a means test and there is no limit on the amount that can be paid – and importantly it is not age related. Many families however are finding it very difficult to secure funding and are often facing lengthy appeals in order to access support.

How does the scheme work?

The Sunday Times article goes on to explain:

NHS Continuing Healthcare is a free package of care for people who have significant on-going healthcare needs as a result of accident, disability or illness. It is arranged and funded by the NHS. If you qualify, it should meet the full cost of care including accommodation in a nursing home or hospice. Care can also be provided at home.

Funding is not subject to a means test. There is no limit on the amount, and it is not age related.

Who is eligible?

Generally, it applies to individuals with complex medical conditions that need additional care and support. To confuse matters, however, there is no clear-cut list of health conditions or illnesses that qualify, and assessment criteria is strict.

How do you apply?

Ask your GP or district nurse for an assessment that looks at care needs in a whole range of areas, from continence to mobility.

What is the process?

Anyone applying will go through an initial screening, after which the local health clinical commissioning group (CCG) will write to confirm whether there will be a full assessment. The assessment by several health and social-care professionals will consider all care needs in more detail, grading these by level of severity.

What happens if funding is refused?

You can ask the CCG to reconsider by appealing against the decision. As a final resort, you may turn to the Parliamentary Health and Ombudsman Service.


The Sunday Times article states that Angela Woodward’s mother was finally awarded just a month’s care costs under NHS Continuing Healthcare before she died at the age of 101, due to the lengthy and complex assessment process that applied to her case.

Angela Woodward took her case to the Strategic Health Authority. She argued that care should have been fully funded from when she first applied for continuing healthcare in January 2010. She eventually received payment — but dating back only to August 2010 and received no explanation why payment could not go back further as her mother’s condition was the same throughout that period.

People in similar situations should try to get assessed as soon as possible. It is important to fully understand how the process works and in particular the criteria that will be applied to an individual application.

NHS Continuing Healthcare is a valuable source of care funding that anyone eligible to receive should be pursuing with vigour.

Thank you to the Sunday Times for raising these issues.

For further information, visit: